1. What is Wise?

Wise is a British fintech company that primarily offers international remittance and multi-currency account services. Below is an introduction to Wise, excluding information related to pricing:

1. Scope of Services: Wise provides international remittance, multi-currency accounts, and debit card services, supporting over 40 currencies and more than 160 countries.

2. Security: Wise is a regulated electronic money institution, with customer funds stored separately from company operating funds in low-risk financial institutions, ensuring the safety of funds.

3. Certification and Regulation: Wise is regulated in locations such as the UK and Hong Kong, holds a "money service operator" license, and complies with financial security regulations worldwide.

4. Features: Wise accounts can hold and convert multiple currencies, support instant low-fee international payments, and ATM withdrawals.

5. Debit Card: Wise offers virtual and physical debit cards that can be used in over 200 countries and withdrawn from 2.3 million ATMs, using mid-market exchange rates and low fees to convert currency.

6. User Experience: The Wise app allows users to view and manage their accounts, instantly freeze and unfreeze cards, and provides immediate virtual cards for easy spending and budgeting.

In summary, Wise is a secure and convenient provider of international remittance and multi-currency account services, supporting a wide range of currencies and countries, and certified and supervised by regulatory agencies in multiple locations.

2. Who founded Wise?

Wise is not a Tokens company, but a fintech company focused on online transfer services and multi-currency account management. It was founded in 2011 by Taavet Hinrikus and Kristo Käärmann, initially named TransferWise, and rebranded to Wise in 2021.

3. What venture capital has invested in Wise?

According to provided information, Valar Ventures has invested in Wise, but Wise is not Tokens; it is a cross-border payment platform. Regarding Tokens investments, the relevant information is as follows:

• Fidelity Wise Origin Bitcoin Fund: This is a Bitcoin ETF managed by Fidelity, attracting $227 million in inflows.
• iShares Bitcoin Trust: Managed by BlackRock, it attracted $112 million in inflows.
• Bitwise Bitcoin ETF: It attracted $238 million in inflows.

This information indicates that institutions such as Fidelity, BlackRock, and Bitwise have invested in Bitcoin ETFs, not in Wise. Wise is a traditional financial services company primarily providing cross-border payment services.

4. How does Wise operate?

Wise itself is not a Tokens service provider but a company offering international remittance and multi-currency account services. Wise does not support direct transactions or remittances using Tokens.

However, Wise accounts can receive funds from Tokens platforms, as long as the platform is regulated by the EU or the UK. This means that if you transfer money from a regulated Tokens platform to a Wise account, Wise can accept that payment.

If you want to learn how to use Tokens to purchase Wise tokens (WISE), this is unrelated to the services provided by Wise. Wise tokens (WISE) are a type of Tokens that can be purchased through Tokens trading platforms, such as Bitget.

In summary, Wise does not engage in direct trading or use of Tokens, but it can accept funds from regulated Tokens platforms.