Goldfinch Price

Goldfinch is a decentralized lending platform built on the Ethereum blockchain. Launched in July 2020, Goldfinch aims to reshape the decentralized lending landscape by implementing a novel credit assessment model known as “trust through consensus.” This approach evaluates a borrower’s creditworthiness based on their historical behaviour rather than traditional metrics like collateral or credit scores, which can exclude underserved markets.

At its core, the protocol is designed not just for crypto users but also to facilitate loans to borrowers in emerging markets, thereby encouraging economic growth in regions that typically struggle with access to capital. By transforming how credit is accessed, Goldfinch is poised to make significant impacts on global financial inclusion.