Clover Finance provides a foundation layer for DeFi applications to seamlessly operate on. Clover aims to reduce the development threshold for upper-layer applications, facilitate a gasless transaction layer to simplify the user experience, and provide a wide range of developer tools from identity-based scripting capabilities to built-in cross-chain interoperability. Clover Finance will combine a large user base and different projects into a one-stop open and integrated financial service platform on Substrate. Apart from the foundational layer itself, Clover Finance has built various cross-chain wallet implementations from desktop to mobile, allowing users to interact with DeFi applications from various front ends. Clover Finance is powered by the native CLV utility token which serves as gas on the platform. In its gasless transactions, the ERC tokens which are used for gas will be liquidated into CLV on the market. The Clover Finance EVM is created to attract developers who will further drive adoption and platform fees. CLV also serves as a governance token of the platform, to participate in governance activities for a predetermined set of parameters.