Kava is the first decentralized layer one hub for cross-chain DeFi applications and services and is dedicated to providing applications and developers with a permanent financial services infrastructure. The Kava lending platform and the world’s first cross-chain money market application HARD Protocol built on Kava blockchain combine to create a decentralized bank for digital assets connecting users with products like stablecoins, loans, and interest bearing accounts so that they can do more and earn with their digital assets.