Dear HTX Users,

To better cater to the financial needs of our users, HTX Earn is upgrading MaxEarn, which will now be known as Flexi Max, providing a more convenient and high-quality experience. With Flexi Max, you will enjoy the optimized subscription process and a new feature of the earnings calculation chart. Moreover, mainstream and trending cryptocurrencies are continuously being added, giving you more options. Additionally, all Flexi Max products support flexible deposits and withdrawals, ensuring stable returns and asset security. Details are as follows:

Applicable cryptos: DOT, ETH, FIL, USDT, USDC, and TUSD (Please stay tuned for more listings.)

See below for APY and redemption fee rates:

Token	Category	Detail	Fee Rate	Min. Deposit Per User	Max. Deposit Per User
USDT	APY	5.00%	/	10,000 USDT	100,000,000 USDT
	Tiered redemption fee rate	Holding duration: ≤ 180 days	0.50%
		Holding duration: ＞180 days and ≤ 365 days	0.30%
		Holding duration: ＞365 days	0.00%
DOT	APY	16.00%	/	2,000 DOT	400,000 DOT
	Tiered redemption fee rate	Holding duration: ≤ 180 days	0.50%
		Holding duration: ＞180 days and ≤ 365 days	0.30%
		Holding duration: ＞365 days	0.00%
ETH	APY	4.50%	/	5 ETH	1,000 ETH
	Tiered redemption fee rate	Holding duration: ≤ 180 days	0.50%
		Holding duration: ＞180 days and ≤ 365 days	0.30%
		Holding duration: ＞365 days	0.00%
FIL	APY	15.00%	/	2,000 FIL	450,000 FIL
	Tiered redemption fee rate	Holding duration: ≤ 180 days	1.00%
		Holding duration: ＞180 days and ≤ 540 days	0.50%
		Holding duration: ＞540 days	0.00%
USDC	APY	5.00%	/	10,000 USDC	100,000,000 USDC
	Tiered redemption fee rate	Holding duration: ≤ 180 days	0.50%
		Holding duration: ＞180 days and ≤ 365 days	0.30%
		Holding duration: ＞365 days	0.00%
TUSD	APY	5.00%	/	10,000 TUSD	100,000,000 TUSD
	Tiered redemption fee rate	Holding duration: ≤ 180 days	0.50%
		Holding duration: ＞180 days and ≤ 365 days	0.30%
		Holding duration: ＞365 days	0.00%

Note: With a fixed APY of MaxEarn, you can achieve greater returns with lower redemption costs by holding the product for a longer duration.

 

Target users:

• High-Net-Worth Individual Investors: If you have accumulated significant wealth and are seeking investment opportunities with high returns, this product is suitable for you as a robust long-term asset allocation strategy. It does entail short-term redemption fees that you would need to bear.
• Professional Investors: For institutional investors, fund managers, or other professional investors who can select high-quality passive income products based on market insights and investment experience, this product is well-suited as a stable and high-return investment option.
• Long-Term Investors: If you have funds set aside for long-term investment, such as retirement reserves or education funds for your children, and are open to committing these funds to passive income products over an extended period, this product is an excellent fit for you. It can help you hedge against short-term market fluctuations while securing stable yields.

Please note: You should fully understand the product characteristics and earning features of MaxEarn, assess your risk tolerance, and consider factors like liquidity and redemption fees to ensure that the product aligns with your financial needs and investment horizon.

Product comparison:

Product Type	Fixed	Flexible	Flexi Max
Minimum deposit	It usually does not require a minimum deposit, and investors can decide how much to deposit at their will.	It does not require a minimum deposit, and investors can deposit or redeem at any time at their will.	It usually requires a minimum deposit, which may be high.
Redemption fee	Early withdrawal during the deposit term may incur penalties or interest loss.	It usually does not require redemption fees and has high liquidity.	There may be redemption fees or locked periods, i.e., funds cannot be freely redeemed for a certain period.
Interest rate	Relatively low but fixed and stable, unaffected by market fluctuations.	Relatively low, comparable to market interest rates, and may fluctuate with market changes.	Relatively high interest rates and higher returns.

 

Rules:

• Minimum Subscription Amount: Take DOT as an example. Users holding 2,000 DOT or more are eligible to make subscriptions. If you temporarily redeem 500 DOT, leaving a balance of 1,500 DOT, you will only need 500 DOT to reach the minimum amount for the next subscription. This rule applies to all assets on MaxEarn.
• Interest calculation: For a subscription made on T day, interest will begin accruing on T+1 day. Cumulative interest and principal will be distributed together after redemption. For a redemption made on T day, interest calculation will end on T day, and your principal and accrued interest will be credited to your account together on T+0 day.
• Redemption fee rates: 0％ - 1.00％ of the principal redeemed will be charged as the fee for each redemption.
• Annual Percentage Yield (APY): It refers to the annualized rate of return. Earnings calculated with APY do not include redemption fees.

• Arrival time: Flexible redemption is supported, with the funds redeemed credited to your account on T+0 day.

 

Advantages:

• Steady: MaxEarn offers higher returns than Fixed products with stable and consistent performance.
• Flexible: The product allows you to subscribe and redeem your assets anytime. The assets redeemed will be credited to your account on T+0 day.
• Fully protected: The safety and stability of your assets will be ensured as the product is based on HTX's robust risk management system.

 

How to subscribe:

• For app users:

Method 1: Homepage > HTX Earn > Flexi Max 

Method 2: Assets > HTX Earn > Flexi Max 

Click here>>>

• For Web users:

Method 1: Assets > HTX Earn > Flexi Max 

Method 2: Earn > HTX Earn > Flexi Max 

Click here>>>

 

HTX

July 19, 2023

 

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HTX reserves the right in its sole discretion to amend or change or cancel this announcement at any time and for any reasons without prior notice. The above is for information purposes only and HTX makes no recommendations or guarantees in respect of any virtual asset, product, or promotion on HTX. Prices of virtual assets are highly volatile and trading virtual assets involves risk. Please read our Risk Reminder text here.